> ## Documentation Index
> Fetch the complete documentation index at: https://www.rumus.ai/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Built-in models

> Models included with Rumus Pro, what each one costs, and how to track your usage.

The fastest way to use AI in Rumus is the **built-in models** — a curated set of models from leading labs, available the moment you sign in on a Pro subscription. No upstream API key to manage, no separate provider account, and everything is billed on your Rumus account.

## Plan

There's a single subscription:

| Plan     | Price        | What you get                                                                                                                                                                       |
| -------- | ------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Free** | \$0          | All local terminal features. **No** built-in AI models. You can still bring your own provider key — see [Models & Providers](/docs/models/overview).                                    |
| **Pro**  | \$10 / month | Cloud sync, encrypted vault sync, built-in web search, **access to every built-in AI model**, and **\$5 of monthly AI credits** included. Usage above the credit is pay-as-you-go. |

Manage your subscription at [rumus.ai](https://www.rumus.ai) → Account, or in the app at **Settings → Account**.

## How billing works

When you call a built-in model, your account is charged for the **actual provider cost** of that request plus a small Rumus token fee on top. The token fee covers routing, billing, support, and the infrastructure that keeps the built-in models working without you managing keys.

## Supported models

The full list, kept in sync with what's exposed at **Settings → AI → Models**. Prices are **per 1M tokens**, in USD.

### Anthropic

| Model             | Context | Input  | Output  | Cache read | Cache write | Vision | Tools | Privacy |
| ----------------- | ------- | ------ | ------- | ---------- | ----------- | ------ | ----- | ------- |
| Claude Opus 4.7   | 1M      | \$5.00 | \$25.00 | \$0.50     | \$6.25      | ✓      | ✓     | ✓       |
| Claude Sonnet 4.6 | 1M      | \$3.00 | \$15.00 | \$0.30     | \$3.75      | ✓      | ✓     | ✓       |
| Claude Haiku 4.5  | 200K    | \$1.00 | \$5.00  | \$0.10     | \$1.25      | ✓      | ✓     | ✓       |

### OpenAI

| Model         | Context | Input   | Output   | Cache read | Vision | Tools | Privacy |
| ------------- | ------- | ------- | -------- | ---------- | ------ | ----- | ------- |
| GPT-5.4       | 1.1M    | \$2.50  | \$15.00  | \$0.25     | ✓      | ✓     | –       |
| GPT-5.3 Codex | 400K    | \$1.75  | \$14.00  | \$0.17     | ✓      | ✓     | –       |
| GPT-5.2 Pro   | 2M      | \$21.00 | \$168.00 | –          | ✓      | ✓     | –       |

### Google

| Model                | Context | Input  | Output  | Cache read | Vision | Tools | Privacy |
| -------------------- | ------- | ------ | ------- | ---------- | ------ | ----- | ------- |
| Gemini 3 Pro Preview | 1M      | \$2.00 | \$12.00 | \$0.20     | ✓      | ✓     | ✓       |
| Gemini 3 Flash       | 1M      | \$0.50 | \$3.00  | \$0.05     | ✓      | ✓     | ✓       |

### Z.ai

| Model        | Context | Input  | Output | Cache read | Tools | Privacy |
| ------------ | ------- | ------ | ------ | ---------- | ----- | ------- |
| GLM-5.1      | 203K    | \$1.40 | \$4.40 | \$0.26     | ✓     | –       |
| MiniMax M2.7 | 205K    | \$0.30 | \$1.20 | \$0.06     | ✓     | ✓       |

### DeepSeek

| Model             | Context | Input  | Output | Cache read | Tools | Privacy |
| ----------------- | ------- | ------ | ------ | ---------- | ----- | ------- |
| DeepSeek V4 Pro   | 1M      | \$1.74 | \$3.48 | \$0.14     | ✓     | –       |
| DeepSeek V4 Flash | 1M      | \$0.14 | \$0.28 | \$0.01     | ✓     | –       |

### Moonshot AI

| Model     | Context | Input  | Output | Cache read | Tools | Privacy |
| --------- | ------- | ------ | ------ | ---------- | ----- | ------- |
| Kimi K2.6 | 262K    | \$0.95 | \$4.00 | \$0.16     | ✓     | –       |

<Note>
  **Privacy** column: a check means the upstream provider has committed to not retaining or training on your data. Models without a check still send only the request itself — Rumus never logs the contents of your prompts or completions.
</Note>

### How to read the price columns

* **Input / Output** — what you send and what the model generates.
* **Cache read** — input tokens served from the prompt cache, billed cheaper than a fresh input. Long stable system prompts (skills, rules, big files) benefit the most.
* **Cache write** — input tokens being cached for future calls. Anthropic models price cache writes higher than fresh inputs; other providers cache automatically with no separate write price.
* **Reasoning tokens** — for models that "think" before answering, billed at the **Output** rate.

Prices change as upstream providers update their pricing. The in-app table at **Settings → AI → Models** is always authoritative.

## How much usage do I need?

A rough guide to help you choose between staying on the included credit and topping up:

| Profile                                    | Typical monthly usage |
| ------------------------------------------ | --------------------- |
| Daily user, mostly Tab autocomplete        | Under \$20            |
| Light Agent user                           | \$20                  |
| Daily Agent user                           | $60 – $100            |
| Power user (multiple Agents / automations) | \$200+                |

These are observations, not limits. Your actual cost depends on which models you pick and how long the conversations are.

## Monthly credits and overage

Pro includes **\$5 of AI credits each month**. They're spent first, automatically. Once they're used up, requests continue against your account balance at the per-token prices above (plus the Rumus token fee).

**Unused credits don't roll over** — the \$5 resets at the start of each billing cycle.

There's no automatic alerting when you cross a threshold. If you want to keep an eye on usage, check the dashboard regularly (see below).

## Top up your balance

If you expect to use more than the included credits, pre-load your account:

<Steps>
  <Step title="Open Account settings">
    In the app, go to **Settings → Account**.
  </Step>

  <Step title="Click Top up">
    Next to your **Balance**, click the **Top up** button.
  </Step>

  <Step title="Pick a preset amount and confirm">
    Pick one of the preset top-up amounts and complete the payment. Once it clears, the credit lands in your balance and is immediately usable. You'll get a receipt by email.
  </Step>
</Steps>

## View your balance, usage, and bills

Two places to check what you've spent:

<CardGroup cols={2}>
  <Card title="Dashboard" icon="chart-line" href="https://www.rumus.ai/dashboard">
    Your current balance, monthly credit remaining, and usage charts (by day, by model).
  </Card>

  <Card title="Billing" icon="receipt" href="https://www.rumus.ai/dashboard/billing">
    The detailed per-request log: timestamp, model, token counts, base provider cost, the Rumus token fee, and total.
  </Card>
</CardGroup>

<Tip>
  Token counts are also visible on each AI message in the sidebar — click the small info icon to see exactly what that one request cost.
</Tip>

## Privacy of built-in model traffic

Requests to built-in models are routed through Rumus's API on the way to the upstream provider. We:

* **Do** log token counts, model IDs, and timing for billing.
* **Do not** log message contents or completion text.
* Highlight models from providers with no-retention / no-training commitments using the privacy column above.

For a deeper look at how local secrets are stored, see [Vault & encryption](/docs/account/vault).

## FAQ

<AccordionGroup>
  <Accordion title="What's the Rumus token fee — how much extra am I paying?">
    A small percentage on top of the base provider cost. The exact rate and the amount per request are shown in the in-app pricing UI and on each line of your bill, so there's no guessing — every charge is itemized.
  </Accordion>

  <Accordion title="Can I disable built-in models entirely and only use my own keys?">
    Yes. Stay on Free, or stay on Pro for sync without using the built-in models — just add your own provider in **Settings → AI → Models**. Built-in models simply won't be picked unless you choose them.
  </Accordion>

  <Accordion title="Do unused monthly credits roll over?">
    No. The \$5 monthly credit resets at the start of each billing cycle.
  </Accordion>

  <Accordion title="A model on the list shows '–' for cache. Does it cache at all?">
    Some upstream providers cache transparently with no separate cache-read price (you pay full input rate either way), while a few don't cache at all. The dash means there's no separate cache pricing to show — not that the model is broken.
  </Accordion>
</AccordionGroup>

<Note>
  Billing or model question we didn't cover? Ask in the [Rumus community](https://www.rumus.ai/community).
</Note>

## Next steps

<CardGroup cols={2}>
  <Card title="Bring your own key" icon="key" href="/docs/models/overview#bring-your-own-key">
    Use Anthropic, OpenAI, Google, Z.AI, DeepSeek, Kimi, Ollama, or any OpenAI-compatible endpoint.
  </Card>

  <Card title="AI assistant" icon="robot" href="/docs/ai/overview">
    What you can actually do with the agent now that a model is set up.
  </Card>
</CardGroup>
